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What is the pension scheme?

All Home Office civil servants are invited to join the Civil Service Pension scheme, which offers generous defined benefits, including:

  • A Defined Benefit (DB) scheme open to new joiners – member contribution rates range from 4.6% to 8.05%, dependant on your pensionable earnings.
  • As the employer, we will contribute at least 28.97% of your pensionable earnings, depending on your salary.
  • Death in Service benefits for your loved ones, including lump-sum payments.
  • Options to boost your pension.
  • Ill-health retirement options
  • A Defined Contribution pension option if Defined Benefits are not right for you.

Pensions can be a complicated subject, so this is only a summary of what could be available to you. You can find out more about the Civil Service Pension schemes via the dedicated Civil Service Pension scheme website.

You might also find it useful to refer to the government’s free, impartial Money and Pensions Service. It explains some of the technical jargon and can help you decide what option is right for you.